Welcome to SMM Garden. By accessing our website and using our services, you agree to be bound by these Terms and Conditions.
By submitting a loan application, you confirm that all information provided is accurate and complete. We reserve the right to verify any information provided and to reject any application at our discretion.
A non-refundable application fee of ₹199 is required to process your loan application. This fee covers administrative costs and does not guarantee loan approval.
We are committed to protecting your privacy. Please review our Privacy Policy for details on how we handle your personal information.
The application fee is non-refundable. For more details, please review our Refund Policy.
We reserve the right to modify these terms at any time. Changes will be effective immediately upon posting to our website.